Too often, big financial institutions put their short-term profit before both people and the environment. When these banks take their customers’ deposits and invest them in ways that worsen our climate crisis, they harm the future of those customers and of the communities they are supposed to serve. At Aspiration,…
Tired of being with a bank that let down its customers and broke their trust? You don’t have to stay. And don’t stay just because you think making a switch will be hard. If you’d like to move your business to a financial firm that puts its…
Only eight percent of Americans trust their financial institution. That was the result of a survey conducted earlier this year by the National Association of Retirement Plan Participants. When I first saw that number, my first reaction was that trust was down to the level of paid employees and blood…
What if you found out that, in just five minutes, you could easily save for your future, save on your upcoming taxes, and help save the planet all at the same time? You'd do it, right? Well, get ready: Opening an Aspiration IRA could make you eligible for an immediate…
We all do it. Around this time, we take a look in the mirror and make a resolution: It's time to get into shape. But good intentions to work out often get overpowered by the ease of hitting the snooze button when snug under the covers on an early morning.…
You shop with a conscience when you purchase clothes, coffee, or cartons of milk. However, when it comes to investing, the conventional wisdom has held that there is a trade-off between ethics and earnings. Those days are over. Today, Aspiration is unveiling our newest product: the Aspiration Redwood Fund – a…
If there is one question we get about Aspiration from customers, reporters, and even an occasional family member, it is this: “What’s the catch?” How can the Aspiration Summit Account offer interest rates up to 100 times more than Big Banks without monthly fees or any ATM fees? How…
Roller coasters can be fun. Unless it’s after lunch. But roller coasters are less fun when your financial future is at stake. As we’ve all seen, the stock market can have dramatic ups and downs. Investment professionals refer to these gains and losses as “volatility.” The rest of…
The past generation has seen a Conscience Revolution among people in America and around the world. Today, as never before, people seek to factor in the ethics of businesses as they make their daily purchasing decisions. More than a third of younger Americans (and more than a quarter of Americans…
We know that you’re thinking about ways you can make a real difference today. So let’s talk about something more and more people are doing - and that can make a big difference: using your money as a way to make change happen. We’ve seen just recently…
Last year, we at Aspiration did something no one had ever done before: We created the best bank account in America -- and made it available to every American. Our Aspiration Summit checking account offers an interest rate of up to 1.00% -- 100 times that paid by the…
Here’s a nifty trick: Each year Americans spend more than $33 billion on often outrageous bank fees. Those banks then take about $100 million of that and spend it on lobbying and campaign contributions to, among other things, try to stop efforts to reign in – you guessed it – outrageous…
Sick and tired of Big Banks that hit their customers with outrageous and unnecessary fees and then turn around and use that money to lobby Washington for the ability to keep right on doing more of the same? If the answer is yes, there’s various actions you can take.…
Today, as we recover from the Thanksgiving holiday and prepare for the onslaught of shopping holidays, we celebrate Giving Tuesday. This day brings together over 30,000 businesses, foundations & non-profit organizations to do one thing: Give back. Giving is at the heart of Aspiration: That’s why we donate…
Wall Street works great. If you’re one of the wealthiest people in the country. But for most Americans – and for the country as a whole – the way the financial industry currently works…just isn’t working. That's why we created Aspiration -- a financial firm for the middle class…
Today, Aspiration is taking the next step to bring the best financial products to a middle class ignored by Wall Street: the Aspiration Summit Account — the pinnacle of checking accounts when it comes to interest rate, fees, and conscience. But do you want to feel really special? Then just think…
More than ever, your network is the most valuable asset you have. So then why has “networking” become a dirty word? Why do we envision sleazy conference goers or slick salesmen when we think of networking? In this 99U talk, hacker and author Joshua Klein shares how technology and growing…
As we’ve shared previously, April is Financial Literacy Month, an effort to highlight the importance of financial literacy and teach Americans how to establish and maintain healthy financial habits. We know that understanding investments can be confusing, so our team put together this short video to explain what alternative…
Harry S. Truman said, “Not all readers are leaders, but all leaders are readers.” Ask any successful business person or entrepreneur and you’ll find their spare time is spent reading (or listening to audiobooks). And while a majority head straight to latest and greatest from the business section, others…
April marks Financial Literacy month. That means many financial firms will be highlighting their works in educating consumers about investing, saving, and spending. That’s a good thing. Unfortunately, too often that also means they’ll be doubling down on approaches to financial education that we know have not worked.…
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When Aspiration launched with its unique "Pay What Is Fair" fee structure that trusts our customers to pay us what they think we deserve, Wall Street analysts lost their collective minds -- or at least were convinced that we had lost ours. In The New York Times, Joshua…
Whether you were on #TeamWhiteAndGold or #TeamBlueAndBlack, who can forget when all of social media seemingly lost its mind a couple of weeks ago over the question of the colors of a dress. But everyone who wasted precious brain cells on this question now has a chance to redeem themselves.…
We don't have them. As part of our commitment to have customers Pay What is Fair, we don't allow them to overdraft in the first place. There is no business purpose for overdraft fees. They're solely predatory. At Aspiration, we believe your financial firm is supposed to make you money…
You probably won’t be thinking about it during Sunday’s big game, but the roller coaster of the stock market can leave your portfolio as deflated as…well…you know. That’s why today some of the old rules about investing are going way of leather helmets. Here are…