Aspiration's Overdraft Fee Policy


We don't have them.

As part of our commitment to have customers Pay What is Fair, we don't allow them to overdraft in the first place. There is no business purpose for overdraft fees. They're solely predatory. At Aspiration, we believe your financial firm is supposed to make you money - not penalize you.

< Back to the articles

iOS App Android App
Bank Level Security

256 Bit Encryption Monitored 24/7

Aspiration Fund Adviser, LLC is an SEC Registered Investment Adviser.

Aspiration Debit Card is issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Aspiration Financial, LLC is an SEC-registered broker-dealer and member FINRA/SIPC. Aspiration Financial provides brokerage services and securities products. Its affiliate company, Aspiration Fund Adviser, LLC, an SEC-registered investment adviser, provides investment advisory services. Aspiration Fund Adviser, LLC and Aspiration Financial, LLC are subsidiaries of Aspiration Partners, Inc. Neither Aspiration Partners, Inc. nor any of its subsidiaries is a bank. Aspiration pledges to donate 10% of our profits to charities.

For more information on the statement that cars are one of the biggest contributors to climate change click here and here. Planet Protection currently offsets the CO2 emissions from driving your vehicle. Learn More. For data source showing that at least 20% of CO2 is not absorbed by the planet long-term, click here. For 2016's annual global CO2 emissions value, click here.

Tree-planting partners are preselected by Aspiration for each completed Debit Card transaction. Aspiration charges a variable service fee (the Plant Your Change Service Fee) ranging from $0.01 per completed Debit Card transaction of up to a maximum of $0.99 per Debit Card completed transaction. Plant Your Change Fee encompasses the cost of the Tree through a tree-planting partner preselected by Aspiration, Aspiration's costs in administering the Plant Your Change Service (including marketing and promotion), and Aspiration may retain, dependent upon the Plant Your Change Fee for a particular transaction, the remainder. For more info, see our FAQ here.

"Aspiration," "Aspiration Do Well. Do Good.," "Aspiration Partners," "Pay What is Fair," "Everyday Investors," "Elite Investments," "Aspiration Summit Account," "Dimes Worth of Difference," and "Put Your Money Where Your Heart Is" are trademarks of Aspiration Partners, Inc. All Rights Reserved.

© Copyright Aspiration Partners, Inc.