Reinvent Your Retirement

What if you found out that, in just five minutes, you could easily save for your future, save on your upcoming taxes, and help save the planet all at the same time? You'd do it, right? Well, get ready:

Opening an Aspiration IRA could make you eligible for an immediate deduction off the taxes you owe for last year.

Retirement may feel like it is still far off or just not something that fits your lifestyle. But it's never too early to save for the future so you have the flexibility to do what you want. That's especially true when the government is giving you a big financial incentive to save. For instance, if you are in the 25 percent tax bracket, an Aspiration IRA contribution of $5,500, could mean deducting $1,375 off your tax bill.

Aspiration IRAs are special. You can start one with as little as $100. You can automatically add to it by investing a small amount every week or month so that building your assets is relatively painless. And with Aspiration IRAs you can invest in strategies that are sustainable and socially responsible. That means that none of your dollars go to oil companies or gun manufacturers, but they do go to businesses that are likely to be more valuable because of environmental and employee policies that save money and increase productivity.

Many financial companies charge annual “administrative” or “custodian” fees for IRAs that run an average of $25 to $50 for doing nothing other than hold on to your money. At Aspiration, there are no such fees.

With our IRA, as with everything we do at Aspiration, the only money we make is what you decide to pay us. That makes us different than every other financial firm in the world. It means we spend every day working to do right by you and never let you down. And since we're a financial firm with a conscience, we donate 10% of all we do make to charities helping struggling Americans transform their lives.

Find out about how IRA’s work, learn about the five easy steps to open an IRA, and figure out when is the right age an IRA investment at our Aspiration Education center.
Investing to build assets is almost always a good idea. But because of the government’s tax breaks, the place to start is with an IRA.

You can open an Aspiration IRA in just five minutes – no waiting list and a simple sign up. Five minutes to save for your future, save on your upcoming taxes, and help save the planet all at the same time. Let’s do this!

Contribution limits could be lower based on your income or other investments. Please visit our FAQs for more information on IRA contribution limits. This information should not be considered legal or tax advice. Please make sure you understand the tax consequences before making an investment.

Andrei Cherny