Last year, we at Aspiration did something no one had ever done before: We created the best bank account in America -- and made it available to every American. Our FDIC-insured Aspiration Summit checking account offers an interest rate of up to 1.00% -- 100 times that paid by the Big Banks, free access to every ATM in the world, Pay What Is Fair fees, and Aspiration’s unrivaled commitment to give 10% of all the fees we earn to charities helping Americans in need. And the minimum to open is just $10.
It’s no wonder that many tens of thousands of Americans have signed up for the Aspiration Summitt Account and that Money magazine named it the “Best Checking Account in America” -- something all but unheard of for a new institution like Aspiration.
Now the best bank account in America just got even better: Our new Aspiration Summit checking account iPhone and Android apps are now available. With this version of the app, you’ll find the following key capabilities:
Photo check deposit. Use your phone’s camera to deposit checks from wherever you are and get that high interest rate working on your money even faster.
Balance and transaction history. Keep track of your account activity on the go.
Bank transfers. Easily move money between Summit and your other bank accounts.
Fingerprint login. Log in quickly and securely with your fingerprint (on supported devices).
We’ll be adding additional capabilities - including access to your Aspiration investment accounts - down the road.
As a special bonus for all those who’ve been waiting for the app to sign up an Aspiration checking account, for a limited time you can skip our waitlist and sign up immediately if you download the app.
We’re looking forward to having you join our revolution: to build more wealth for yourself and to make the world a better place at the same time.
Deposit products are offered by Radius Bank, member FDIC. FDIC: Insured up to at least $250,000 per depositor.
Annual Percentage Yield (APY) accurate as of 11/1/2016. Minimum amount to open account is $10.00. Rate tiers are as follows: 0.25% APY applies to balances of $0.01—$2,499.99, and 1.00% APY applies to the entire balance on balances of $2,500 or more. Rate and APY are variable and are subject to change after the account is opened. Fees may reduce earnings.
ATM surcharge rebates apply to cash withdrawals using the Radius Debit Card wherever it is accepted. Radius Bank makes its best effort to identify those ATM fees eligible for rebate. In the event that you have not received a rebate for a fee you believe is eligible, please contact Customer Service at 800.683.8529. ATM fees will be rebated at the end of each statement cycle. Radius Bank reserves the right to modify or discontinue the ATM surcharge rebate at any time. Investment products are offered through Aspiration Fund Adviser, LLC. Investment products: Are not FDIC insured. Are not Bank Guaranteed. May lose Value.