How to Close Your Wells Fargo Bank Account in 6 Steps

Tired of being with a bank that let down its customers and broke their trust? You don’t have to stay. And don’t stay just because you think making a switch will be hard. If you’d like to move your business to a financial firm that puts its customers first, we’ve made it easy to do.

Moving to an FDIC-insured Aspiration checking account means you’ll get up to 100 times higher interest rates than Wells Fargo, none of the $15 a month fee that Wells Fargo charges on accounts with less than $10,000, and you’ll get free access to every ATM in the world.* Plus Aspiration gives 10% of its revenue to charities helping Americans in need. That’s why it was named Money magazine’s “Best Checking Account in America.”

Here’s a simple checklist of how to switch from Wells Fargo to Aspiration:

  1. Sign up to get an Aspiration checking account invitation here. You'll need an active checking account in order to fund your Aspiration Summit account, so before you close out from Wells Fargo, be sure to move that money over (and then you can say bye bye Wells Fargo)!

  2. As soon as you get an email with the invitation (it won’t take more than a week or so), click the link to apply for an Aspiration Summit checking account.

  3. During the account opening process, you’ll have the option to:

    a. Link your Wells Fargo account.

    b. Set the amount of money you’d like to transfer. Be sure to check your Wells Fargo account balance and make any required adjustments for any recurring or pending payments before you set the amount to transfer into the Aspiration checking account.

  4. You will receive an email notification when your application has been processed, and your account has been successfully opened.

  5. You should expect your debit card 7-10 business days after account opening. After you receive the debit card, login on to locate your Aspiration routing and acct numbers. To set up direct deposit simply provide these to your employer, or request a form from our support team should your employer prefer that.

  6. Once you have your debit card and your direct deposit set up, then contact Wells Fargo to cancel your account at 1-800-869-3557 or sign in to Wells Fargo and select “Contact Us” to send an email request to close the account. Congratulations!

That’s it. It’s simple to make a switch to trust with Aspiration.


Deposit products are offered by Radius Bank, member FDIC. FDIC: Insured up to at least $250,000 per depositor.

Investment products are offered through Aspiration Fund Adviser, LLC. Investment products: Are not FDIC insured. Are not Bank Guaranteed. May lose Value.

*Annual Percentage Yield (APY) accurate as of 09/21/2016. Minimum amount to open account is $10.00. Rate tiers are as follows: 0.25% APY applies to balances of $0.01—$2,499.99, and 1.00% APY applies to the entire balance on balances of $2,500 or more. Rate and APY are variable and are subject to change after the account is opened. Fees may reduce earnings.

ATM surcharge rebates apply to cash withdrawals using the Radius Debit Card wherever it is accepted. Radius Bank makes its best effort to identify those ATM fees eligible for rebate. In the event that you have not received a rebate for a fee you believe is eligible, please contact Customer Service at 800.683.8529. ATM fees will be rebated at the end of each statement cycle. Radius Bank reserves the right to modify or discontinue the ATM surcharge rebate at any time.

Andrei Cherny

Aspiration Fund Adviser, LLC is an SEC Registered Investment Advisor.

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Alternatives include but are not limited to: liquid alternatives, private equity, hedge funds, derivatives, venture capital, real estate, energy and natural resources, and distressed debt. Alternative investments may involve risks including limited liquidity, volatility, lack of transparency, lack of diversification, use of leverage, lack of regulation, and loss of investment.

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